These Terms of Use (“Terms”) govern access to and use of the website cofine.net (the “Website”). By accessing or using the Website (including submitting any forms), you agree to be bound by these Terms. If you do not agree, please do not use the Website.

ABOUT THE WEBSITE
The Website is provided for informational purposes and may offer limited functionality such as forms, waitlist registration, access checks, and other features made available from time to time. The Website and its functionality may change, be updated, suspended, or discontinued at any time.

ELIGIBILITY
You represent that you have legal capacity to enter into these Terms. If you use the Website on behalf of an organization, you represent that you have authority to bind that organization.

ACCOUNT, ACCESS, AND AVAILABILITY
The Website may not require an account. Access to certain features may be limited or made available only to certain users at Cofine’s discretion. Cofine does not guarantee that the Website or any feature will always be available, uninterrupted, secure, or error-free.

USER SUBMISSIONS
If you submit information through the Website (for example, an email address), you agree to provide information that is accurate to the best of your knowledge and not misleading. You are responsible for the content you submit and for ensuring you have the rights to submit it.

COMMUNICATIONS
By submitting your email or contacting Cofine through the Website, you agree that Cofine may contact you at that email address for purposes related to the Website and the project, including service-related notifications. Cofine may also send informational and/or marketing communications where a lawful basis exists and where applicable consent has been obtained. You may opt out of marketing communications via an unsubscribe link (if available) or by contacting support@cofine.net.

ACCEPTABLE USE
You agree not to use the Website in a way that is unlawful, harmful, abusive, or that interferes with the operation of the Website. Prohibited conduct includes, without limitation: attempting to gain unauthorized access, probing or testing security, scraping or mass-automating requests, transmitting malware, spamming, or engaging in any activity that could harm Cofine, the Website, or other users.

COFINE’S RIGHTS
Cofine may (at its sole discretion) restrict, suspend, or terminate access to the Website or any feature at any time, with or without notice, including if Cofine believes you have violated these Terms or applicable law, or to protect the Website, users, or Cofine’s legitimate interests.

INTELLECTUAL PROPERTY
The Website, including its content, design, text, graphics, logos, and other materials, is owned by or licensed to Cofine and is protected by applicable intellectual property laws. You may view and use the Website for personal, non-commercial purposes. You may not copy, modify, distribute, sell, or create derivative works from the Website without prior written permission from Cofine.

THIRD-PARTY SERVICES AND LINKS
The Website may include links to third-party websites or services. Cofine is not responsible for third-party content, policies, or practices. Your use of third-party services is at your own risk and subject to their terms.

DISCLAIMER OF WARRANTIES
THE WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, COFINE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. COFINE DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT DEFECTS WILL BE CORRECTED.

LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, COFINE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE WEBSITE. NOTHING IN THESE TERMS LIMITS LIABILITY WHERE SUCH LIMITATION IS PROHIBITED BY APPLICABLE LAW.

INDEMNIFICATION
You agree to indemnify and hold harmless Cofine from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Website, your submissions, or your violation of these Terms or applicable law.

PRIVACY
Your use of the Website is also governed by the Cofine Privacy Policy. In case of conflict between these Terms and the Privacy Policy, these Terms will govern with respect to use of the Website, and the Privacy Policy will govern with respect to data processing.

CHANGES TO THE WEBSITE AND TERMS
Cofine may update the Website and these Terms at any time. The updated version will be effective upon posting on the Website unless stated otherwise. You are encouraged to review these Terms periodically.

GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of the Russian Federation, without regard to conflict of law principles.

CONTACT
If you have any questions about these Terms, contact: support@cofine.net.